Ghost Policies
AlaCOMP writes true ghost policies. We do not apply any additional payroll. All AlaCOMP's ghost policies are quoted with zero payroll. Our annual premium is $750 plus $190 membership dues.
- The employer must not have any employees, day laborers, or subcontractors.
- Owner is excluded
- Premium is fully earned and prorated if written mid-term
- AlaCOMP can quote a ghost policy on any risk within our standard appetite
If you have any questions, please reach out to Marketing.
AlaCOMP wants to write your next ghost policy.
*Effective October 15, through December 31, the pro-rated ghost policy minimum premium will be $160.*
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